Specialty Lines

The Tougher, The Better…” At QSR we welcome the most difficult to place accounts that are typically shunned by the traditional markets. For either domestic or foreign exposures, our professional, experienced staff, combined with our knowledge of the marketplace, and access to all of the major insurers makes QSR a leader in writing tough to place accounts.

Products Liability Department

From manufacturers of industrial machinery, amusement devices, toys and juvenile goods, vitamins, chemicals, sporting goods QSR is the leader in placing difficult to write tough  Products Liability business.

  • Abrasive materials
  • Access control systems
  • Air breathing equipment
  • Animal medicine
  • Anti-lock brakes
  • Athletic equipment
  • Candles
  • Chemicals
  • Construction equipment
  • Cosmetics
  • Custom bullet-proof vests
  • Diabetic monitors
  • Fertilizers
  • Firearms
  • Fireworks
  • Fluid purification systems
  • Furnaces
  • Hair / scalp dandruff spray
  • Hair replacement systems
  • Health foods
  • Janitorial supplies
  • Medical devices
  • Nutritional supplements
  • Paints
  • Pharmaceutical products
  • Playground equipment
  • Rail cars
  • Roof coatings
  • Soaps
  • Suncare products
  • Surgical equipment
  • Tear gas
  • Tick insecticide
  • Tires
  • Toys
  • Underground storage tanks
  • Underwater propulsion equipment
  • Vitamins
  • Yachts

International Department

Today’s technology, travel, and instantaneous communications make the world a much smaller place to conduct business in. This fast-paced society can create gaps in your client’s insurance coverage and a “domestic only” approach to an insurance program may not be sufficient. Make certain that your clients international business exposures are adequately covered. QSR represents “A” rated markets for Exporters, Importers, and Service Firms with operations abroad.

Do you know if your client or any of his officers or key employees travel abroad as part of their business? You should!

The world is shrinking and your client may have foreign exposures that are not adequately addressed by their domestic insurance program. Don’t put your E & O on the line by relying solely on a limited “worldwide endorsement” of a domestic carrier.

QSR has the expertise to assist you in both areas. Cover the gaps in your Insured’s overseas exposures with an International Package Policy.

  • Foreign CGL including Products
  • International Auto Liability
  • Foreign Voluntary Workers Compensation / Repatriation
  • Kidnap and Ransom
  • International Property
  • Ocean Cargo
  • Blanket Accident
  • Contingent Business Interruption
  • Worldwide E & O
  • Defense Based Act Coverage

Minimum premiums start at $2,500

Liquor Law Liability

Depending upon the laws of your state, your client may be held liable for the actions of intoxicated or underage persons that you serve. Whether it’s a bar, restaurant, adult entertainment club, country club, bowling alley, or any other establishment that serves alcoholic beverages your client needs the protection of an A++ rated insurer. Coverage may be written as a mono-line policy or included as part of a package policy.

For additional information contact your QSR underwriter.

Product Features

  • Bars, Taverns, Adult Entertainment Clubs, Nightclubs
  • Restaurants
  • Banquet Facilities
  • Country Clubs, Private & Fraternal Clubs
  • Retail Stores, Retail and Wholesale Distributors
  • Unique operations such as: Off-premise caterers, Concessionaires, Breweries, Vineyards & Importers

Eligible Classes

  • Broad appetite for virtually all classes of small to medium sized risks
  • Credits available for responsible vendors with a formal third party server awareness training program
  • Defense costs are outside the limit of liability
  • No deductible
  • Assault & Battery coverage available in most states
  • Limits up to $1,000,000 / $2,000,000 available

Inland & Ocean Marine

Experience and a professional work ethic has resulted in this division’s ability to attract the major “admitted” and “non-admitted” company markets over the years. We have the expertise to ask the right questions and can quickly determine if the account fits our binding facility, or if the risk should be forwarded to one of our brokerage carriers. The key to success is that QSR will deliver a quick response and work with you to meet your clients needs ensuring that your client receives a timely, competitive, professional response.

Inland & Ocean Marine

  • Accounts receivable
  • Boat dealers
  • Builders risk
  • Broadcasters, cable equipment
  • Contractors equipment
  • DIC
  • Electronic data processing
  • Jewelry, furs, fine arts
  • Marinas/packages
  • Mini-computer coverages
  • Miscellaneous floater policies
  • Motor truck cargo
  • MOLL
  • M.O.P.
  • Ocean cargo
  • Ocean Marine
  • Passenger-carrying
  • P&I
  • Select business property
  • Transportation
  • Valuable papers
  • Warehouse-to-warehouse
  • Wharfs, piers, docks
  • Workman’s legal liability

Auto Physical Damage

  • Commercial-long haul, intermediate, local
  • Dealers open lot
  • High-value private passenger vehicles
  • Limousines
  • Motor truck cargo (ICC & PUC filings)
  • Trip transit coverage
  • Valet parking service

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