Specialty Commercial General Contractors Program

Specialty Commercial General Contractors Program

Qualification Requirements:

Program is intended for best in class qualified Paper General Contractors performing Commercial New Construction and Commercial Remodeling. General Contractors must subcontract at least 85% of their work. Revenues of $10M maximum for practice policy. Revenue/hard cost of $5M max for project policies.

The program will NOT accept: Home Builder GCs, Condo Construction GCs, Townhome Construction GCs, Single Family Home Remodel GCs, Owners Interest Only.

Coverage Outline:

  • Commercial General Liability, up to 2/4/4
  • Policy Form: CG0001 (04/13)
  • Per Project Aggregate
  • Blanket Additional Insured (CG2010 (04/13), CG2012, CG2018, CG2037)
  • Blanket Waiver of Subrogation
  • Primary Non Contributory
  • Minimum Premium $7,500 (All Except NY)
  • NY Minimum Premium $17,500, NYC Boroughs Minimum Premium $30,000
  • Excess coverage available up to $3M in limits

Project-Specific Coverage Available:

  • Under $5M Revenue/Cost

Submission Requirements:

  • 5 Years Currently Valued Loss Runs
  • Minimum 3 Years in business or 6 years of construction experience
  • Acord Application & SCGS Applications
  • Copy of Subcontractor Agreement
  • Subcontract Agreement
  • 3 COIs from subcontractors
  • Detailed work on hand
    *Other markets are available for risks not fitting this profile.

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