Remodelers of Luxury Homes Program

Remodelers of Luxury Homes Program

Qualification Requirements:

Residential Paper General Contractors must be involved solely in the renovation/remodel of single family homes, co-ops, or condo, working on behalf of individual unit owners.

Coverage Outline:

  • Commercial General Liability, up to 2/4/4
  • Policy Form: CG0001 (04/13)
  • Per Project Aggregate
  • Blanket Additional Insured (CG2010 (04/13), CG2012, CG2018, CG2037)
  • Blanket Waiver of Subrogation
  • Primary Non Contributory
  • Unique Rating Structure
  • OOPS Coverage Available
  • R.I.C.H. Endorsement Available
  • Minimum Premium $5,000 (All Except NY)
  • NY Premium Minimum Subject to Underwriting
  • Excess (EX) coverage available up to $5M in limits

Submission Requirements:

  • 5 years of currently valued loss runs
  • Minimum 3 years in business or 6 years of construction experience
  • Acord Application & RLH Application
  • Copy of Subcontractor Agreement *Other markets are available  for risks not fitting this profile.

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