Personal Lines
Protection for Personal Lines
Jencap is the one-stop shop for all of your personal lines clients’ unique needs. With 30+ admitted and non-admitted carrier partners, we have your monoline and packed policy needs covered. Our industry-leading personal lines underwriters specialize in high-valued homeowners, primary and excess flood, hard-to-place homeowners, and everything in between.
Target Classes of Business
1-4 Family Rentals
Affluent Homeowners
AirBnB/Vacation Rental Homes
Classic Cars
Coastal Property with Wind
Condominiums
In-Home Businesses
Jewelry/Fine Art/Antiques
Personal Automobiles
Prior Losses
Protection Class 9-10
Secondary/Seasonal Homes
Trusts, Estates, LLC’s
Vacant Dwellings
Wildfire Prone Areas
Coverage Solutions
- High Value Homeowners
- Dwelling Fires (including Liability and Medical Payments)
- Builder’s Risk
- Comprehensive Personal Liability (CPL)
- Flood (Primary & Excess)
- Personal Article Floaters
- Monoline Wind
- Surplus Lines Homeowners
- Hurricane / Wind / Named Storm Deductibles
- Umbrella (Primary & Excess up to $25MM)
- Yacht / Watercraft
Exclusive Personal Lines Programs
Whether it’s a quote for a closing or to respond to a recent non-renewal by a standard carrier, Jencap provides coverage for primary and secondary homeowners and dwellings, including vacant and rentals. In addition, Jencap’s portfolio includes coverage for excess flood, personal article floaters and personal umbrella or excess coverage. Most coverage can be tailored in order to insure a specific type of property or individual need.
Fine Art and Collectibles
This program insures collections for their full collectible value as established by the policy holder.
MiniCo offers scheduled and/or unscheduled coverage up to $1,000,000 for fine art and a wide variety of valuable collectibles in hundreds of categories. Collections are insured for their full collectible value. The policyholder establishes the value of the collection, and no appraisal is required at the time of application. We offer a simple online portal to quote and bind policies, and the program is provided in partnership with an AM Best A-rated carrier. This program is available nationwide.
Don’t See What You’re Looking For?
Chances are ... we cover that, too. Jencap’s friendly experts are here to answer any questions you may have.
How Can We Help?
Industry Insights
Stay Informed
Want to receive information from Jencap on timely marketplace trends, hot new product and program launches, and valuable product expertise that will set you up to win? Sign up below to receive email communications from Jencap.