Homeowners

Admitted High Value Package
Minimum Coverage A for this program is $500,000 with no maximum Coverage A limit. Our risk portfolio contains coastal properties from such states as Florida, North Carolina, South Carolina, Hawaii, and California. Eligibility is based on type of construction, year built, valuation, and if multiple locations to be covered. Risks ineligible for admitted coverage would be eligible with one of our non-admitted markets.
Carriers:
- ACE
- Chartis Private Client Group
- Chubb
- Fireman’s Fund
Programs Offered:
- Guaranteed Replacement Cost
- High Deductible Options
- Unlimited Loss of Use
- Unlimited Water Back Up Coverage
- Loss Control Services
Lines Offered:
- Home
- Auto
- Umbrella
- Valuables
- Yacht
- Workers Compensation
- Excess Flood
Application: Acord Applications for each line
Non-Admitted Homeowners
No minimum limit or maximum limit.
Coverage Options Include:
- Coastal Homeowners
- Unprotected Homeowners
- Builder Risk
- Partially Completed Builders Risk
- Non-Renewals or Cancellation Due to Losses
- Vacant Homes
- Homes Owned By Trust, Estate, LLC or Corporation
- HO-3, HO-4, and HO-6
- Homes rented to others
- Package with Inland Marine, Excess Flood, and Umbrella
- Wind Only in Florida
- Wind Deductible Buy Back
- Excess Wind and Excess Property
- Extended Replacement Cost, Water Backup, Identity theft and other enhanced coverage available
Submission Requirements:
- QSR Homeowners Application or Acord Homeowners Application
- Supplemental for Unprotected Homes and Corporately Owned Homes