Artisan & General Contractors

Contractors have always made up a large part of who Quaker Special Risk is.  With our office headquarters located in the Northeast, the large construction presence has helped us become familiar with the special needs and requirements that contractors are facing.  In response, we’ve custom designed several programs to provide contractors with superior coverage.

If your risk does not fit into one of our programs listed below, we have access to over 30 other carriers specializing in Construction.  We have markets available for paper GC’s; Project Specific – Commercial, Residential, Institutional with Completed Operations coverage for up to 10 years after project completion; Roofing – Commercial and Residential with Hot Tar & Torch Down acceptable by certain carriers; and NYC capabilities with minimum premiums starting at $30,000.

Luxury Home Builders

  • Competitive and Unique Rating Structure
    • $5,000MP most states
    • $7,500MP Westchester, Nassau and Suffolk Counties in NY
    • $15,000 Staten Island, NY

*Other markets available for Brooklyn, Manhattan, Queens or the Bronx

  • $2,500 Deductible
  • Per Project Aggregate
  • Limited Pollution Coverage ($25,000 Sublimit)
  • Blanket Additional Insured included Completed Operations, Blanket Waiver of Subrogation and Primary Wording, and Blanket Additional Insured for State & Political Subdivisions
  • Employee Benefits Liability
  • Excess Coverage Available up to $5,000,000 limits
Submission Requirements
  • Acord 125 & 126 and LHB Application
  • Currently valued loss runs for the past 5 years with full explanation of losses over $10,000
  • Subcontractor Agreement
  • Resume of Experience evidencing minimum 6 years adequate construction experience
  • Expiring Premium
  • Acord 131 if Excess coverage is desired

Remodeling and Renovation General Contractors

  • $2,500MP
  • Deductibles as low as $1,000
  • Per Project Aggregate
  • Limited Pollution Coverage ($25,000 Sublimit)
  • Blanket Additional Insured included Completed Operations, Blanket Waiver of Subrogation and Primary Wording, and Blanket Additional Insured for State & Political Subdivisions
  • Employee Benefits Liability
  • Excess Coverage Available up to $5,000,000 limits
Submission Requirements
  • Acord 125 & 126 and Remodeling Contractor Application
  • Currently valued loss runs for the past 5 years with full explanation of losses over $10,000
  • Subcontractor Agreement
  • Resume of Experience evidencing a minimum 5 years adequate construction experience
  • Expiring Premium
  • Acord 131 if Excess coverage is desired

Artisan Contractors

  • $2,500MP
  • Over 40 accepted classes of business
  • Per Project Aggregate
  • Blanket Additional Insured included Completed Operations and Blanket Waiver of Subrogation and Primary Wording
  • Employee Benefits Liability
Submission Requirements
  • Artisan Application
  • Currently valued loss runs for the past 3 years with full explanation of losses over $10,000
  • Resume of Experience evidencing minimum of 3 years adequate construction experience
  • Expiring Premium

Monoline OCP

  • $2,500MP
  • $2,500 Deductible
  • Rating based on Contract Costs
  • CG0009 Policy Form
  • $1M/$2M Limits
  • State, County & Municipal Jobs – where required by written contract
Submission Requirements
  • OCP Application
  • Copy of contract & acceptable hold harmless agreement from designated contractor in favor of named insured
  • Copy of Designated Contractors Certificate of Insurance evidencing acceptable GL coverage and Excess coverage as required naming applicant as additional insured