Construction Managers have plenty of project details that need their attention every day, but concern about having the right insurance coverage shouldn’t be one of them.

Quaker Special Risk understands the unique set of risks and challenges faced by Construction Managers and has designed an integrated general liability and professional liability package for CMs, closing the gaps on coverage while offering a new level of comfort and service.

With a combined GL and PL policy, Construction Managers have a clear-cut definition of their coverage and won’t have any question about where a claim would lie – if it would be covered under General Liability or the Professional Liability.

Construction Manager Program Features:

  • Joint professional liability and general liability coverage that eliminates the hassles of having separate policies, coverages for expenses even before a claim has been filed, and best in class claims handling.
  • Building on the innovative combined product are two program enhancements defined as subpoena and defense expense coverage.  If a lawsuit or subpoena is served, we want to jump in early, figure out what’s going on and help out so that no expense is incurred and CMs can focus on their task at hand.
  • We recognize the skill and professionalism associated with qualified Construction Managers in CMAA’smembership base and will offer Certified Construction Managers special credit on their quote.
  • ProSight has teamed up with Quaker Special Risk (QSR) to deliver the Construction Managers program directly to CMAA members. With over 50 years of experience in the construction industry, QSR has deep understanding of the Construction Managers discipline and will work closely with CMAA members’ retailers.

Every day, we work to protect every construction professional – owners, engineers, architects, and contractors – with a stake in the construction industry’s success as well as the people who enjoy the results of their efforts.

Program Underwritten By:

Qualification Requirements:

Residential Paper General Contractors must be involved solely in the construction of single family homes which will subsequently be sold to individual unit owners. Maximum 25 new starts per policy year.

Coverage Outline:

  • Commercial General Liability, up to 2/4/4
  • Policy Form: CG0001 (04/13)
  • Per Project Aggregate
  • Blanket Additional Insured (CG2010 (04/13), CG2012, CG2018, CG2037)
  • Blanket Waiver of Subrogation
  • Primary Non Contributory
  • Unique Rating Structure
  • OOPS Coverage Available
  • R.I.C.H. Endorsement Available
  • Minimum Premium $5,000 (All Except NY)
  • NY Minimum Premium $10,000
  • Excess (EX) coverage available up to $5M in limits

Submission Requirements:

  • 5 years of currently valued loss runs
  • Minimum 3 years in business or 6 years of construction experience
  • Acord Application & LHB Application
  • Copy of Subcontractor Agreement
  • Number of new home starts and average sales price per home
    *Other markets are available  for risks not fitting this profile.

Program Underwritten by:

Contractors have always made up a large part of who Quaker Special Risk is.  With our office headquarters located in the Northeast, the large construction presence has helped us become familiar with the special needs and requirements that contractors are facing.  In response, we’ve custom designed several programs to provide contractors with superior coverage.

If your risk does not fit into one of our programs listed below, we have access to over 30 other carriers specializing in Construction.  We have markets available for paper GC’s; Project Specific – Commercial, Residential, Institutional with Completed Operations coverage for up to 10 years after project completion; Roofing – Commercial and Residential with Hot Tar & Torch Down acceptable by certain carriers; and NYC capabilities with minimum premiums starting at $30,000.

Luxury Home Builders

  • Competitive and Unique Rating Structure
    • $5,000MP most states
    • $7,500MP Westchester, Nassau and Suffolk Counties in NY
    • $15,000 Staten Island, NY

*Other markets available for Brooklyn, Manhattan, Queens or the Bronx

  • $2,500 Deductible
  • Per Project Aggregate
  • Limited Pollution Coverage ($25,000 Sublimit)
  • Blanket Additional Insured included Completed Operations, Blanket Waiver of Subrogation and Primary Wording, and Blanket Additional Insured for State & Political Subdivisions
  • Employee Benefits Liability
  • Excess Coverage Available up to $5,000,000 limits
Submission Requirements
  • Acord 125 & 126 and LHB Application
  • Currently valued loss runs for the past 5 years with full explanation of losses over $10,000
  • Subcontractor Agreement
  • Resume of Experience evidencing minimum 6 years adequate construction experience
  • Expiring Premium
  • Acord 131 if Excess coverage is desired

Remodeling and Renovation General Contractors

  • $2,500MP
  • Deductibles as low as $1,000
  • Per Project Aggregate
  • Limited Pollution Coverage ($25,000 Sublimit)
  • Blanket Additional Insured included Completed Operations, Blanket Waiver of Subrogation and Primary Wording, and Blanket Additional Insured for State & Political Subdivisions
  • Employee Benefits Liability
  • Excess Coverage Available up to $5,000,000 limits
Submission Requirements
  • Acord 125 & 126 and Remodeling Contractor Application
  • Currently valued loss runs for the past 5 years with full explanation of losses over $10,000
  • Subcontractor Agreement
  • Resume of Experience evidencing a minimum 5 years adequate construction experience
  • Expiring Premium
  • Acord 131 if Excess coverage is desired

Artisan Contractors

  • $2,500MP
  • Over 40 accepted classes of business
  • Per Project Aggregate
  • Blanket Additional Insured included Completed Operations and Blanket Waiver of Subrogation and Primary Wording
  • Employee Benefits Liability
Submission Requirements
  • Artisan Application
  • Currently valued loss runs for the past 3 years with full explanation of losses over $10,000
  • Resume of Experience evidencing minimum of 3 years adequate construction experience
  • Expiring Premium

Monoline OCP

  • $2,500MP
  • $2,500 Deductible
  • Rating based on Contract Costs
  • CG0009 Policy Form
  • $1M/$2M Limits
  • State, County & Municipal Jobs – where required by written contract
Submission Requirements
  • OCP Application
  • Copy of contract & acceptable hold harmless agreement from designated contractor in favor of named insured
  • Copy of Designated Contractors Certificate of Insurance evidencing acceptable GL coverage and Excess coverage as required naming applicant as additional insured

Quaker Personal Insurance Solutions provides a wide array of admitted and non-admitted solutions for your affluent personal lines clients.  From the coastal secondary to the mountain escape, QSR can craft a solution to your most challenging personal insurance risk.

Establishing a relationship with QSR is critical to the growth and retention of your Personal Lines Department. QSR has long standing relationships with admitted and non-admitted carriers who cater to the unique needs of your most valued clients.

Coverage Solutions

  • Builders Risk-Coastal and Non-Coastal
  • Celebrity Liability
  • Cobra Zone Flood
  • Excess Flood
  • High Limit Liability
  • Homeowners-Admitted and Non-Admitted
  • PC-9 and PC-10
  • Stand Alone Umbrella
  • Wind and Excess Wind

What We Write

Homeowners

Quaker is a provider of homeowners coverage offered through an “A++” rated carriers writing both coastal and high valued inland homes. The product is offered on an ISO HO-3 and HO-6 form in CT, FL, MA, NC, NJ, NY and SC including coverage for the peril of wind for primary, seasonal and secondary homes.

Personal Excess

We offer programs that can provide personal excess and personal umbrella limits up to $25,000,000 attaching over $300,000 CPL and $250/500/100 for Automobile.

Excess Flood

We have an in house binding facility providing excess flood for commercial as well as personal accounts up to $5,000,000 excess of the NFIP and standard carriers. Higher limits are available upon request.

Wind Deductible Buy Back

Quaker underwrites a program specifically geared to reducing the wind and hail deductibles of your personal lines clients that have high wind/hail deductibles due to both location and/or loss experience.

Personal Liability
  • Builders Risk
  • Vacant Dwellings
  • Rental properties
  • Personal Articles Floaters (incl. jewelry, furs, fine arts and more)

Construction Managers Program

Quaker Special Risk understands the unique set of risks and challenges faced by Construction Managers and has designed an integrated general liability and professional liability package for CMs, closing the gaps on coverage while offering a new level of comfort and service.

Read more »

Luxury Home Builders Program

Residential General Contractors must be involved solely in the construction of single family homes which will subsequently be sold to individual unit owners. Maximum 25 new starts per policy year.

Read more »

Artisan & General Contractors

With our office headquarters located in the Northeast, the large construction presence has helped us become familiar with the special needs and requirements that contractors are facing. In response, we’ve custom designed several programs to provide contractors with superior coverage.

Read more »

Personal Lines

Quaker Personal Insurance Solutions provides a wide array of admitted and non-admitted solutions for your affluent personal lines clients.

Read more »

Notable Accounts:

Environmental contractor with $1MM/$2MM limits. Premium $6,500. $5MM excess premium $6,000.